Top 3 Health Insurance Options for College Students

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Even when you are young and in good health, it is important that you have health insurance. But many young adults skip this important financial failsafe because they feel overwhelmed by the prospect of buying insurance coverage. Although it can be difficult to find the plan that is right for your individual situation, it is important that you take the time to do the research and find the right insurance coverage. Top 3 Health Insurance Options for College Students .

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You do not want to start your life with a load of medical debt to add to your student loan debt. You can put yourself in a bad financial situation before you ever get a chance to earn a decent income. This can easily happen if you have just one medical emergency, such as a broken limb, and you do not have adequate insurance coverage.

Insurance does more than protecting your physical health. It protects your financial health as well. Additionally, many schools require that their students have insurance, so doing without may not even be an option.

Three of the most common student health insurance options are staying on a parents’ insurance plan, buying the school’s student insurance plan, or purchasing short term coverage. Before you make your decision, it is important that you understand the pros and cons of each option.

Xwzch is a blogger, freelance writer on everything about money matters. She is passionate to write about saving and managing money. Travel enthusiast and animal lover.

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